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Testimonials

Toby
Park City, UT
  December 5, 2022

Great job BJ.



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Eugene
Clearfield, UT
  April 7, 2022

A very good experience all the way through the process. BJ seems to care to make things personal to you. I would recommend his services and Peoples Mortgage Company.



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Sam
Visalia, CA
  December 22, 2021

Fantastic, quick, fast and easy!! BJ, was available and helpful throughout the process.



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Neldon
Mapleton, UT
  June 27, 2021

This was our 2nd time working with People's Mortgage. BJ was amazing to work with and made the process easy to understand and helped us accomplish our financial goals. We would definitely recommend People's Mortgage and BJ.



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Brian
Gilroy, CA
  June 8, 2021

BJ is is awesome! Easy to work with....super knowledgeable.



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Scott
Eagle Mountain, UT
  March 28, 2021

Great interaction. Great helper.



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Jennifer
Capitola, CA
  March 28, 2021

Thanks BJ for pushing the process along!



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Heather
Holladay, UT
  February 16, 2021

BJ was very informative, knowledgeable and helpful through the whole process.



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David
Cottonwood Heights, UT
  February 9, 2021

Great service and great communication. Always made things easy to get him the documents. Great experience



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Christopher
Grantsville, UT
  January 27, 2021

BJ was very helpful and was always available when I had questions or needed help. He would take the time to explain to me in great detail what we would be doing in each step of the process. I highly recommend him to anyone.



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DJ
West Jordan, UT
  December 19, 2020

BJ and his team were excellent to work with. Efficient, quick, covered all the details, answered all the questions, and made sure I got the best deal. Perfect in every aspect.



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George
Park City, UT
  November 15, 2020

Attentive, professional, detailed support from BJ made this refinance very easy.



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David
Twain Harte, CA
  October 29, 2020

Have worked with BJ and Peoples mortgage multiple times and always had great service. Thank you!



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Paul
Fremont, CA
  September 21, 2020

It is always a pleasure to work with BJ. He is knowledgeable but most importantly he is trustworthy. He is always approachable and is patient when answering questions. I personally would not work with any other loan officer. I would recommend BJ and Peoples Mortgage to anyone looking to purchase or re-fi and home.



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Logan
Lehi, UT
  August 11, 2020

I've used BJ and Peoples Mortgage two times so far. Once when we purchased our new home and again when we refinanced. BJ is a great communicator and has a great team that is always available. Using BJ has saved me time and money. I highly recommend using BJ and the team at Peoples Mortgage.



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Christian
Salt Lake City, UT
  July 22, 2020

I initially had hesitations about refinancing my home during the covid-19 pandemic. However, BJ Dutson and his team at Peoples Mortgage quickly put all my worries to rest. They did a fantastic job throughout the entire process from beginning to end. BJ explained all the steps clearly, answered all my questions promptly, and got me a fantastic rate. He and the rest of his team literally worked days and nights on my refinance. He even returned my calls and emails on the weekends to help guide me through the process. I felt compelled to write a review because of how hard they worked for me. I am so glad I chose Peoples Mortgage. Thank you BJ, and everyone at Peoples Mortgage Company in SLC for all your help!



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Adriana
Santa Ana, CA
  June 2, 2020

Delivered excellent customer experience 100 % BJ opened, honest communication the best foundation for real state relationship, i have always said that at the end of the day it’s not what you say or what you do, but how you make people feel that matters the most. Thank you BJ for all your help you did amazing !!



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Vicki
Mesa, AZ
  April 25, 2020

BJ helped me through the whole process. Very professional and patient as I'm not too tech smart. Easy peasy❤



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Michael
Buena Park, CA
  January 28, 2020

BJ was awesome leading the way from day 1.
Smooth transition from the start to funding/closing day. Highly recommend!
Will look for BJ and Peoples Mortgage again for my next refinance or purchase!



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Hugo
Los Angeles, CA
  October 31, 2019

Peoples Mortgage has helped with all of my mortgages and refinances for several years. I trust them.



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Tina
Rocklin, CA
  October 7, 2019

I represented the sellers and BJ came through for the buyers. They previously chosen someone that was incapable of following through. BJ kept me informed and because of him we have happy clients on both sides of the transaction!



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Kaitlyn
Rocklin, CA
  October 7, 2019

Got us out of an extremely sticky situation! Would definitely recommend!



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Penelopy
Los Angeles, CA
  September 7, 2019

Simply the best there’s no more explaining needed



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Brian
Gilroy, CA
  September 4, 2019

Thorough on loan the process, and type of loan we are approved for.



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Christopher
Grantsville, UT
  July 13, 2019

Great to work with and always available when I needed help. Definitely recommend.



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Rachel
Salt Lake City, UT
  June 9, 2019

BJ took the time to sit with us and go over each step in the loan process. He answered all our questions, and we had a lot of them! We appreciate him being willing to chat on phone conferences as different issues arose.



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Gerald
Vacaville, CA
  March 28, 2019

I was happy 6 years ago when I used People's, and decided to use again. Best decision, extremely happy and fast. Thank you again.



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Kevin
Hayward, CA
  January 26, 2019

BJ made the process a lot easier than it should have been.



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Robin
Marietta, GA
  January 5, 2019

Thanks for your help!



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  November 14, 2017

Typically real estate agents and lenders are not a match made in heaven for friends. However my real estate agent was so right when she told me how much she enjoyed working with my lender BJ . He made everything go the way the loan process should.



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  August 3, 2017

I have gone through BJ at Peoples Mortgage several times for loans, he is consistently pleasant to work with and fair on his pricing. I highly recommend BJ Dutson and I plan to continue to work with him in the future.



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  June 26, 2017

We worked with BJ a few years ago when we purchased our home. That FHA transaction went smoothly and this year we trusted him with our refi, over to a conventional loan. BJ clearly enjoys what he's doing and is very knowledgeable. He took the time to answer all of our 'what if' questions, kept us informed as things developed, and was very easy to reach via phone/email. BJ and his team deliver outstanding customer service and we can't say enough nice things about them.



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  May 25, 2017

In his bio, BJ is described as a lender who seeks to establish lasting relationships with his clients and I absolutely agree! Throughout our VA loan process we had many conversations with BJ and feel like he is a family friend. He isn't just a number cruncher (although he certainly does that well) but he sincerely cares about getting families into their own homes. Because he took the time to learn about our personal family history, he was super invested in seeing us successfully completing our VA loan process. He cheerfully provided prequalification letters for us to submit with our offers in this highly competitive southern California housing market and, once we were in escrow, BJ was savvy with interest rate trends and helped us lock in at an optimal time. If the opportunity arose, I would not hesitate to work with BJ with another home loan and would certainly call him first.


Mary89
San Diego, CA
It was such a wonderful experience working with BJ. We found him to be extremely knowledgeable about the industry and very professional. He expertly guided us through a complicated process and made it seem effortless. His diligence and timely update communications kept every stakeholder informed and made up for the terrible experience we had with another company



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Carolyn
San Diego, CA
My client could not get her loan closed through another lender and the seller and other agent was trying to cancel the escrow. BJ closed the deal in 7 days and my client was able to get her home. As a Realtor who has worked with many lenders over the last 10 years he really did an absolute exceptional job. I am very Thankful to him and so is my client.



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Dana
Salt Lake City, Utah
My husband and I are very grateful for the help and direction BJ gave us in closing our home loan. Our situation was a tricky one where there options at Peoples Mortgage that did not exist other places. Each time we had a question, BJ was there with an answer. BJ would under promise and over deliver with all communication. Thank you BJ, and Peoples Mortgage!!!

Dana Curtis and Family



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Brad29
Costa Mesa, CA
BJ Dutson of Peoples Mortgage was a lifeline throughout our home buying process. The value of his willingness to help, responsiveness, and general guidance cannot be quantified. While there were several letdowns over the past year as my wife and I attempted to purchase our first home, BJ stuck with us and served as our foundation. He was available 24/7 (literally) and made what could have been the most daunting part of the home buying process the easiest. I cannot thank him enough for everything that he did on our behalf and will without question recommend his services to anyone whom I meet looking to finance a home.



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JackieD
Dammeron Valley, UT
I cannot say enough good things about BJ Dutson. He guided us through a very challenging process with professionalism and finesse. His skills are top notch and his attitude and friendliness are even better. Thank you, BJ! We wouldn't be in our wonderful new home if it weren't for your assistance.



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Susan
Concord, CA
I'm still marveling at the fact that we closed so quickly

Thank you.



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jameskerry41
Spring Valley, Ca
This is a re-finance on an intial loan/mortgage with People's mortgage. BJ Dutson on both occasions provided unparalled service and I cannot be any happier with the outcome. Response time was efficient as always, and the rates were within the parameters of my expectations. I highly recommend Mr BJ Dutson and his team, and if the interest rates continue to drop as they have, I will again contact him in 6 months!



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Marissa
Simi Valley, California
When I was researching various lenders for a mortgage on my first home purchase, I talked with so many different lenders it was overwhelming and intimidating. I was not sure which to choose until I spoke with BJ Dutson at Peoples Mortgage Company. He was so knowledgeable and more importantly helpful in walking me through all the steps necessary to get qualified for my first home loan. My FICO credit score wasn't high enough to get the best interest rate. BJ helped me to raise my credit score without any cost to me. Peoples Mortgage also has their own internal underwriters and they will work with you to get you the best rate. “BETTER than the BANK.” I was so happy that I chose BJ Dutson to handle my loan. He is very polite and helpful. I highly RECOMMEND BJ Dutson for your mortgage needs!




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GabbyOne
Los Angeles, CA
We are an extremely conservative family (2 engineers and ex-military police) and highly wary of anyone selling anything online but BJ Dutson at People's Mortgage proved us wrong. The first time we investigated using our VA benefits, People's Mortgage was one of the respondents... and BJ was the only one to stick with us through 16 months of searching for the right house, helping us wade through issues with sellers who didn't understand VA loans, banks that didn't want to sell to us because we were using a VA loan, and the VA itself. BJ was the only broker we talked with that could explain that it was possible to buy a house ""over the county limits"" with a VA loan! Thanks to him, we saved thousands in closing costs and PMI that we would have ended up paying if we'd listened to the people who weren't so experienced with VA loans. So, we closed our dream house September of last year....

Then, rates dropped and BJ helped us refinance for 1/2% lower rate AND found a program where our bank paid our closing costs and escrow funding fees to keep us! Between the 2 payments we didn't have to make and the refund of the escrow from our first mortgage, we were able to retain over $15K in cash!!! We brought nothing but ourselves to closing. Our new house note is $950 less than the old one!

BJ and his team did a great job... even when weird stuff happened with the credit report, BJ was able to work with the credit agencies to get it cleared up quickly. (Credit report was required for the ""rebate"" on the refinance)

We would whole-heartedly recommend BJ and People's Mortgage to even the most conservative buyer. (P.S. We did all the BBB and other background checks and these guys were rated at highest levels across the board... there were others we found who weren't.)



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DBono
Moraga, CA
BJ and his team did a great job working with us in pursuit of a complex short sale with a difficult seller. They were able to deliver a prequalification letter when needed and in less than 24 hours. And, after several months of delay were able to fund a competitive super jumbo mortgage in record time.

I would highly recommend Peoples Mortgage to anybody, particularly those frustrated with the bureaucratic and slow bank lenders.



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jamesandSiSi2012
San Diego,Ca
I am an American working and living on a US military base in Afghanistan- so you would think purchasing a home would be a difficult if not impossible task, not true! from start to finish, this has been the most satisfying home buyer experience (my 3rd, first with this company). Extremely helpful and effiecient, I think the best description can be summed up by my agent who commented that she wished this company were local since it was one of the best closing, lending experiences she had..and I agree! thank you BJ Dutson and Julie O'bray who originally got me on track! Love my new house!!!



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cgardner702
Oxnard, CA
Buying a house has become a very stressful task. BJ of Peoples Mortgage, I must say, was there to help ease the pain and had all the right words to help me work through the stress. Thank You
BJ. Hope to work with you again soon!



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Loketi
Salt Lake City, Utah
There is a Peoples Mortgage located in my company's building. For years I had worried about rates going down and whether or not I could qualify for a lower rate (I was about 8%). From the moment I met B. J. Dutson, I felt comfortable and felt like I could trust him for honest and quality service. My impressions turned into reality, and B. J. worked hard and quickly to reduce my rate (and house payment) by over $700 per month. I greatly appreciated his service and professionalism and strongly recommend Peoples, and particularly B. J. Dutson, to anyone looking for a home loan or a refinance.



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air74
Banning, CA
It was a pleasure working with BJ, always on the ball, had answers quickly and even though personal circumstances arose, he still came through. I praise BJ for all of his dedication and knowledge. He made this very easy and smooth. I have and will recommend BJ to anyone in the search of a home purchase.



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gswindle
Salt Lake City, UT
Both Jason Reid and BJ Dutson were excellent to work with. Very professional and diligent. Customer service was outstanding. They were very knowledgeable and provided me and my wife with excellent advice.



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BigE
Menifee, CA
We had issues with our bank and they decided to push us in another direction along with a higher rate. BJ swooped in and saved the day, we were closed in 3 weeks and in the house. Thanks again BJ!!!



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LAHome24
Harbor City, CA
Always Available for Questions or Concerns

I am a returning customer, Your team made it so much easier to go though the Refi Process, I felt I was in good hands during the complete process



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Anonymous
Detail oriented!
Was never given a reason to doubt that they would get us a new home.



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user0363101
Top Notch!

I have gone through BJ at Peoples Mortgage several times for loans, he is consistently pleasant to work with and fair on his pricing. I highly recommend BJ Dutson and I plan to continue to work with him in the future.



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SoCal Jam
Repeat SoCal clients - highly recommend Team Dutson!

We worked with BJ a few years ago when we purchased our home. That FHA transaction went smoothly and this year we trusted him with our refi, over to a conventional loan. BJ clearly enjoys what he's doing and is very knowledgeable. He took the time to answer all of our 'what if' questions, kept us informed as things developed, and was very easy to reach via phone/email. BJ and his team deliver outstanding customer service and we can't say enough nice things about them.



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Julia
Southern California
Top-notch VA lender!
In his bio, BJ is described as a lender who seeks to establish lasting relationships with his clients and I absolutely agree! Throughout our VA loan process we had many conversations with BJ and feel like he is a family friend. He isn't just a number cruncher (although he certainly does that well) but he sincerely cares about getting families into their own homes. Because he took the time to learn about our personal family history, he was super invested in seeing us successfully completing our VA loan process. He cheerfully provided prequalification letters for us to submit with our offers in this highly competitive southern California housing market and, once we were in escrow, BJ was savvy with interest rate trends and helped us lock in at an optimal time. If the opportunity arose, I would not hesitate to work with BJ with another home loan and would certainly call him first.



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Daniel
I worked with BJ and Team Dutson to purchase a home in the Bay Area, California. All along the way they were patient, friendly, and responsive to all my questions by email and telephone. They got their part of the job done and I never felt any stress. Well done!



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Sally
Glendale, AZ
BJ Dutson at Peoples Mortgage was wonderful to work with!!! He helped every step of the way and answered all my questions and was attentive to all my phone calls and needs! The whole experience was fantastic and what a great group of people!



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